You Don’t Have to Break the Bank at Christmas Here we are again at Christmas and the shoppers are all moving quickly to find the right gift for the friends and family members. Credit cards are flying at every register. The bills will be rolling in by January and everyone will sit in amazement of what they spent at Christmas … Read More
Young Adults and Financial Independence
Is your young adult taking too long to become financially independent? Did you know one-third of adults between the ages of 18-34 live with their parents? Children are relying on their parents for far longer than did previous generations. At their age, many of us couldn’t wait to get out of our parents homes and be independent. Of course you … Read More
5 Ways to Save During the Holidays
During the holiday season we all tend to overspend. Here are some tried and true ways to save during the holiday season: Gift-giving budget. The holidays are still a few months away, but now is the perfect time to think about adjusting your gift-giving budget. If you have a large family and gift giving is part of your holiday tradition, … Read More
Quick Tips: Healthy Eating on a Budget
There are ways to make healthy eating fit your budget. You’ll be surprised by how spending just a little extra time can save you money. And the more time you spend—in planning, shopping, and cooking—the more money you’ll save. Save money by learning and planning: Plan and shop for a week’s worth of meals at a time. You’re less … Read More
Budgeting Post Divorce
Being bound by debt is a form of modern-day slavery in which a person acquires so much debt that they feel like they are chained to a large cement ball. You have seen the cartoons, but when you experience it for real, it isn’t funny. Too much debt equals too much weight. Wouldn’t it be a great feeling to have … Read More
7 Financial Tips for College Students
Most adults don’t know the difference between needs and wants, so it’s no surprise that many kids don’t know how to handle money. Their parents wanted only the best for their kids and, in most cases, provided it. But financial responsibility sometimes gets lost between designer clothes, karate lessons and a cell phone. Some young adults have trouble with credit … Read More